Where to Find Canada Scholarships That Cover Tuition & Living Costs?

Explore the top fully funded Canada scholarships that cover tuition fees and living expenses for international students in 2025. Learn where to find scholarships, eligibility criteria, application steps, required documents, and the best programs for undergraduate, master’s, and PhD studies in Canada.

Studying in Canada has become one of the most attractive options for international students, thanks to its world-class universities, multicultural environment, and high post-graduation career prospects. However, the cost of education can be a major concern—especially when tuition fees, housing, food, and transportation add up.

The good news? Several fully funded Canadian scholarships cover both tuition and living expenses, allowing talented students from around the world to complete their degrees without financial burden.

This comprehensive guide explains where to find these scholarships, who is eligible, how to apply, and what benefits you can expect. Whether you’re planning to pursue an undergraduate, master’s, or PhD program in 2025–2026, this article helps you identify the best financial opportunities to study in Canada for free.

Table of Contents

Why Choose Fully Funded Scholarships in Canada?

Canada’s education system has earned global recognition due to:

  • high academic quality
  • research-focused programs
  • widely recognized degrees
  • safe and welcoming environment
  • affordable compared to the U.S. and U.K.

Thousands of students apply for scholarships every year, but fully funded scholarships stand out because they cover:

  • full tuition fees
  • monthly living allowance
  • accommodation support
  • health insurance
  • research or travel grants
  • sometimes airfare and books

With rising academic competition, knowing exactly where to find these scholarships can give you a significant advantage.

Types of Scholarships in Canada That Cover Tuition & Living Costs

Fully funded Canada Scholarships fall into several categories:

1. Government-Funded Scholarships

These are sponsored by the Canadian federal or provincial government to attract high-achieving students.

Examples include:

  • national research-based scholarships
  • leadership and academic excellence programs

They often cover full academic and living expenses.

2. University-Funded Scholarships

Top universities across Canada offer fully funded awards to outstanding international students, especially at the graduate level.

These may include:

  • entrance scholarships
  • graduate research fellowships
  • full tuition waivers
  • monthly stipends

3. External or Organizational Scholarships

These are provided by:

  • foundations
  • research organizations
  • industry partnerships
  • charitable institutions

Many target specific fields such as:

  • engineering
  • medical sciences
  • public policy
  • social development

Top Fully Funded Canada Scholarships Covering Tuition & Living Costs

Here are the most competitive and prestigious scholarships you should explore:

### 1. Vanier Canada Graduate Scholarships

One of the most prestigious government-funded scholarship programs for PhD students.

Ideal For
  • doctoral candidates
  • students with exceptional academic and leadership achievements
Coverage
  • full tuition support
  • generous annual stipend for living expenses
  • up to three years of funding

Field Areas

  • health research
  • engineering and technology
  • natural sciences
  • social sciences and humanities

2. Lester B. Pearson International Scholarship (University of Toronto)

A top undergraduate scholarship offering full financial coverage.

What It Covers
  • full tuition
  • book allowance
  • residence support for four years
Eligibility
  • exceptional academic performance
  • proven leadership and creativity
  • must be nominated by a high school
Best For
  • students seeking a fully funded bachelor’s degree in Canada

3. Trudeau Foundation Scholarships

Focused on doctoral studies in social sciences and humanities.

Funding Includes
  • annual living stipend
  • travel and research costs
  • leadership training and mentorship
Ideal Applicants
  • students working in areas like:
    • human rights
    • public policy
    • global development
    • immigration and diversity

4. Banting Postdoctoral Fellowships

Targeting post-doctoral researchers pursuing advanced study in Canada.

Benefits
  • funding for living and research expenses
  • competitive annual stipend
  • professional development support
Who Can Apply
  • international post-doctoral researchers across various disciplines

5. University-Specific Fully Funded Scholarships

Many universities offer internal Canada Scholarships that cover both tuition and living costs:

Popular Institutions
  • University of British Columbia
  • McGill University
  • University of Waterloo
  • University of Alberta
  • Simon Fraser University
  • McMaster University
  • Queen’s University
Typical Funding
  • full tuition waiver
  • monthly stipend
  • research assistantships
  • accommodation support

These are especially common for master’s and PhD students.

Fields of Study Covered by Fully Funded Canada Scholarships

Canada Scholarships are available across nearly all disciplines, including:

  • engineering and technology
  • computer science and AI
  • health sciences and nursing
  • business and economics
  • environmental studies
  • agriculture and food sciences
  • social sciences and humanities
  • education and public policy

Some programs prioritize specific global issues like:

  • climate change
  • sustainability
  • biomedical innovation

Eligibility Criteria for Canada Scholarships That Cover Living Costs

While requirements vary, most programs expect:

Academic Requirements
  • strong grades
  • consistent academic performance
  • research background (for graduate studies)
Language Requirements
  • English proficiency through:
    • IELTS
    • TOEFL
    • PTE
    • Duolingo (varies by institution)

French may be required for programs in Quebec.

Non-Academic Factors
  • leadership experience
  • community involvement
  • professional achievements
  • extracurricular participation
Nationality
  • open to international students from most countries
  • Canada Scholarships target specific regions

How to Apply for Fully Funded Scholarships in Canada

Here is a simplified step-by-step guide:

Step 1: Research Programs
  • compare eligibility
  • verify funding coverage
  • check university admission requirements
Step 2: Prepare Academic Documents

Common documents include:

  • transcripts
  • degree certificates
  • passport
  • CV or resume
Step 3: Write a Strong Statement of Purpose

Your SOP should highlight:

  • academic goals
  • research interests
  • future contributions
  • reasons for selecting Canada

Step 4: Obtain Recommendation Letters

Choose recommenders who can attest to:

  • academic potential
  • leadership qualities
  • research experience
Step 5: Submit Applications Before Deadlines

Deadlines typically fall between:

  • October and February for most programs
Step 6: Prepare for Interviews (if required)

Some Canada Scholarships require:

  • virtual interviews
  • presentations
  • academic assessments

Required Documents Checklist

You may need:

  • academic transcripts
  • degree certificates
  • valid passport
  • English/French language proof
  • research proposal (for graduate programs)
  • curriculum vitae
  • statement of purpose
  • recommendation letters
  • portfolio (for art/design programs)

Benefits of Fully Funded Scholarships in Canada

Financial Benefits
  • no tuition fees
  • full living expense support
  • medical insurance
  • research funding
Academic Benefits
  • access to top universities
  • advanced laboratories and research centers
  • global faculty mentorship
Career Advantages
  • strong employability rates
  • post-graduation work permit (PGWP)
  • pathway to permanent residency

When to Start Preparing for 2025–2026 Intake

Suggested Timeline
  • 12 months before → shortlist universities & scholarships
  • 10 months before → prepare for language tests
  • 8 months before → collect documents
  • 6 months before → submit applications
  • 3–4 months before → attend interviews & finalize admission

Early preparation significantly increases success rates.

Expert Tips to Increase Your Chances of Selection

  • apply to multiple scholarships, not just one
  • focus on leadership and community engagement
  • tailor every application to the specific program
  • avoid generic statements in SOP
  • build a strong academic and extracurricular profile
  • contact professors for research-based programs

Common Mistakes to Avoid

  • missing deadlines
  • submitting incomplete documents
  • weak recommendation letters
  • unclear career objectives
  • not meeting eligibility requirements

Also Read: Which Japanese Scholarships Are Fully Funded for International Students in 2025?

Sources

Nursing Abroad

Visa to Campus

Mastere.tn

InsuranceGrades.co

FAQs

Q1. Are there fully funded scholarships in Canada that cover both tuition and living expenses?
Yes, several programs provide complete financial support, including government, university, and organization-funded Canada Scholarships.

Q2. Can international students study in Canada Scholarships for free?
Yes, students who win fully funded Canada Scholarships can study without paying tuition or living costs.

Q3. Which programs offer the highest funding?
Top options include national scholarships, research fellowships, and university-funded graduate awards.

Q4. Do undergraduate students have fully funded opportunities?
Yes, although more limited, certain programs support outstanding international undergraduates.

Q5. Is IELTS mandatory for scholarships?
Not always—some universities accept alternative English tests or previous English-medium education proof.

Q6. Can scholarship recipients work in Canada Scholarships?
Yes, international students may work part-time while studying, following immigration rules.

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