Are There Scholarships in New Zealand Covering Living and Travel Costs 2025?

Discover top Scholarships in New Zealand that cover tuition, living expenses, and travel costs for international students. Eligibility, benefits, and application tips included.

Find fully funded NZ scholarships covering tuition, living expenses, and flights.

Table of Contents

Introduction

New Zealand has rapidly become one of the most desirable destinations for international students. Known for its world-class universities, safe environment, multicultural society, and stunning natural landscapes, it attracts tens of thousands of students from around the globe every year. However, studying abroad can be expensive — especially when students must consider tuition fees, accommodation costs, travel expenses, and day-to-day living needs.

This raises one of the most common and important questions:

Are there scholarships in New Zealand that cover living and travel costs?

The short answer is: YES.
New Zealand offers many highly competitive scholarships that not only cover tuition fees but also provide living allowance, travel allowance, establishment allowance, insurance, and research support.

This detailed guide explores the top scholarships that offer these benefits, their eligibility criteria, fields of study, benefits, application process, tips to improve your chances, and FAQs. If you’re planning to study in New Zealand and need financial support, this article will provide everything you need to know.

Why Study in New Zealand?

Before exploring scholarships, it is essential to understand why New Zealand is a top choice for international students.

1. Globally Ranked Universities

New Zealand hosts eight public universities, all ranked in global rankings. They offer degrees recognized worldwide and known for academic excellence.

2. Safe and Peaceful Environment

New Zealand consistently ranks among the world’s safest countries, making it ideal for students.

3. Work Opportunities

Students can work part-time during studies and full-time during holidays. After graduation, they may qualify for a Post-Study Work Visa.

4. Multicultural and Inclusive

New Zealand promotes cultural diversity, making it comfortable for international students.

5. Scholarships Covering Living and Travel Costs

A major attraction is that several scholarships fully or partially fund living expenses and travel allowances.

Types of Scholarships That Cover Living & Travel Costs

There are three main categories of scholarships available:

1. Government-Funded Scholarships

Offered by the New Zealand government for students from specific regions.

2. University-Specific Scholarships

Offered by individual universities and may include stipends for living costs.

3. External or Private Scholarships

Provided by organizations or trusts; some cover both living and travel expenses.

Top Scholarships in New Zealand Covering Living and Travel Costs

Below are the most notable scholarships that offer comprehensive financial benefits.

1. New Zealand Government Scholarships (NZGSP)

Best For: Students from eligible developing countries
Coverage Includes:

  • Full Tuition Fees
  • Living Allowance
  • Establishment Allowance
  • Travel Tickets
  • Travel Insurance
  • Research Support
  • Medical Insurance

This is the largest and most generous scholarship for international students in New Zealand. Funded by the New Zealand Ministry of Foreign Affairs and Trade (MFAT), it targets students from Asia, Africa, Latin America, Pacific countries, and the Caribbean.

Eligibility Criteria

  • Must be a citizen of an eligible country
  • Strong academic background
  • Relevant professional experience (varies by program)
  • Commitment to return to home country after graduation
  • Must meet New Zealand student visa requirements

Benefits Breakdown

This scholarship covers nearly every expense a student may have:

  • Tuition Fees: 100%
  • Living Allowance: Typically NZD 480 per week (approx.)
  • Travel Allowance: Round-trip airfare
  • Setup Allowance: To purchase essential items
  • Insurance: Medical and travel insurance
  • Research Allowance: For postgraduate students

2. New Zealand International Doctoral Research Scholarships (NZIDRS)

Best For: PhD students
Coverage Includes:

  • Full Tuition
  • PhD Student Living Allowance
  • Medical Insurance
  • Travel Allowance (varies)

This is ideal for high-achieving students who want to pursue doctoral studies in New Zealand.

Eligibility Criteria

  • Excellent academic record
  • Meeting university PhD admission standards
  • High research potential

Scholarship Benefits

  • Covers 100% of tuition
  • Offers a living allowance
  • Provides insurance and research support
  • Sometimes includes travel contribution for conferences or study-related travel

3. University of Auckland International Student Excellence Scholarships in New Zealand

Coverage:

  • Tuition Support
  • Some living allowance (varies per applicant)

While not fully covering travel costs, some applicants receive additional grants for living support.

Eligibility

  • High academic achievers
  • Studying undergraduate or postgraduate programs
  • First-time international student in New Zealand

4. University of Otago International Master’s Research Scholarship

Coverage:

  • Stipend for Living Expenses
  • Partial Tuition
  • Research Support

This scholarship is popular for students pursuing thesis-based master’s programs.

Stipend

A living allowance paid monthly to help with accommodation and daily needs.

5. Victoria University of Wellington Master’s by Thesis Scholarship

Coverage:

  • Living Allowance / Stipend
  • Tuition Fee Partial Coverage

This scholarship provides strong research support and a stipend that covers major living costs.

6. Lincoln University International Scholarships

Some scholarships offered here include:

  • Living Allowance
  • Partial Tuition Fee Waivers
  • Accommodation Allowance

The university is popular for programs in agriculture, environment, and natural sciences.

7. AUT International Scholarships (Auckland University of Technology)

These scholarships vary but may include:

  • Tuition Fee Reduction
  • Living Stipend for Eligible Programs
  • Travel Support (case-based)

8. Private Scholarships Covering Living & Travel Costs

Several external organizations offer scholarships that partially cover living and travel expenses:

  • Rotary International Scholarships
  • Commonwealth Scholarships
  • Fulbright New Zealand (for U.S. citizens)
  • Asia New Zealand Foundation Scholarships

These scholarships are competitive but widely recognized.

What Expenses Do These Scholarships in New Zealand Cover?

Depending on the scholarship, students may receive support for:

1. Tuition Fees

Many scholarships cover 100% of tuition fees.

2. Living Allowance

Covers everyday essentials such as:

  • Food
  • Rent
  • Transportation
  • Mobile & Internet
  • Clothes
  • Utilities

3. Travel Expenses

Some scholarships offer:

  • Round-trip airfare
  • Visa application reimbursement
  • Domestic travel support for study-related activities

4. Research & Thesis Allowances

PhD and Master’s research students often receive support for:

  • Fieldwork
  • Laboratory research
  • Conference travel
  • Academic books & materials

5. Insurance

Many scholarships cover:

  • Health insurance
  • Travel insurance

General Eligibility Requirements for Fully Funded Scholarships in New Zealand

While each scholarship has specific requirements, common conditions include:

1. Academic Excellence

Good grades, strong GPA, and impressive transcripts are essential.

2. English Language Proficiency

Most universities require:

  • IELTS: 6.5+
  • TOEFL: 90+
  • PTE: 58+

3. Strong Purpose Statement

A compelling statement of purpose (SOP) increases your chances significantly.

4. Leadership Qualities

Many scholarships prefer candidates with demonstrated leadership experience.

5. Relevant Experience

For postgraduate students, professional or research experience helps.

6. Commitment to Return Home

Government scholarships require scholars to return home for a minimum period after completing their studies.

How to Apply for Scholarships in New Zealand

Step 1: Research Available Scholarships

Identify scholarships based on:

  • Your nationality
  • Your field of study
  • Your academic level (UG/PG/PhD)

Step 2: Check Eligibility

Read the eligibility criteria carefully before applying.

Step 3: Prepare Required Documents

Common documents include:

  • Academic Transcripts
  • Certificates
  • Passport
  • English Test Results
  • Recommendation Letters
  • SOP / Research Proposal

Step 4: Apply to the University

Most scholarships require an offer of admission.

Step 5: Submit Scholarship Application

Follow the deadlines strictly.

Step 6: Attend Interview (if required)

Some scholarships involve interviews.

Step 7: Wait for Results

Scholarship boards take weeks to months to announce results.

Tips to Increase Your Scholarships in New Zealand Chances

1. Apply Early

Early applications have higher chances due to limited seats.

2. Create a Strong Statement of Purpose

Highlight:

  • Your goals
  • Academic strengths
  • Leadership experiences
  • Future plans

3. Maintain Excellent Academic Records

Scholarships prefer high achievers.

4. Prepare for Interviews

Practice answering questions about:

  • Your goals
  • Your course
  • Your background

5. Apply to Multiple Scholarships

Don’t rely on only one scholarship.

Cost of Living Scholarships in New Zealand (Average Monthly Estimate)

Expense CategoryAverage Monthly Cost (NZD)
Accommodation800–1500
Food & Groceries300–600
Transport100–200
Utilities150–250
Miscellaneous200–400

This is why scholarships covering living costs are extremely valuable.

Also Read: How Can Students Apply for (RTP) Research Training Program Scholarships 2025?

Sources

MFAT

University of Otago

FAQs

1. Do scholarships in New Zealand cover full living and travel costs?

Yes, several scholarships — including the New Zealand Government Scholarship — cover full living allowance, travel costs, and other expenses.

2. Are fully funded scholarships easy to get?

They are competitive but achievable with strong academic and professional profiles.

3. Can undergraduate students get scholarships covering living costs?

Government scholarships, some university scholarships, and private organizations provide funding for undergraduate students as well.

4. Do scholarships cover airfare?

Yes, many government and external scholarships include airfare and travel insurance.

5. What is the minimum GPA to get a Scholarships in New Zealand?

Most scholarships require a GPA equivalent to 3.0+ (or strong academic standing).

6. Can I work while studying on a Scholarships in New Zealand?

Yes, most student visas allow part-time work rights.

7. Do Scholarships in New Zealand require IELTS?

Yes, most require English proficiency test results unless your previous education was in English.

8. Are Scholarships in New Zealand available for all fields?

Yes, but priority fields include STEM, agriculture, health, environment, and education.

Conclusion

So, are there scholarships in New Zealand covering living and travel costs? Absolutely.
New Zealand offers some of the world’s most generous scholarships, especially for students from developing countries and those pursuing postgraduate research. Whether you’re looking for full funding or partial support, the country provides numerous opportunities to make high-quality education accessible and affordable.

If you are well-prepared, academically strong, and committed to contributing to your home country after graduation, your chances of securing a fully funded scholarship are high.

Start early, prepare strong documents, and apply confidently — Scholarships in New Zealand could be your next academic destination.

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